Will you pass this challenge?

We run thousands of simulated challenges under the rules you choose and give you two answers: the generous one most calculators show, with losses counted at the close, and the strict one most firms actually use, with losses counted during the day. Why the difference matters →

Firm presets show the rules as we last read them on each firm's site. Firms change their rules, so check before you buy.

Start from a shape Blank 10k FTMO-style 100k FundingPips-style 10k Swing 100k · trailing Tight 50k · consistency Futures 50k · monthly Instant funded 10k

Or a firm's rules FTMO 2-Step Challenge The5ers High Stakes (2-step) Audacity Capital Ability Challenge (2-phase) BrightFunded Evaluation (2-phase plan cards) ThinkCapital LIGHTNING ThinkCapital DUAL STEP FundedNext Stellar 2-Step

Rules from ThinkCapital LIGHTNING, read on the firm's site on 2 Nov 2026. PassLab: the max loss type isn't stated on the pages we read, so PassLab treats it as static.

Account rules

Challenge to pass Instant funded

Account size (USD) Profit target %

Days before the first payout Profit before you can ask for it %

the firm's minimum, or what you'd wait for

Your share of the profit % Daily loss limit %

Max loss %

Max-loss floor A trailing max loss stops rising at the starting balance (most futures firms) Minimum trading days Consistency cap %

Verification target % Two-phase challenge: include the verification stage

Your strategy

My trade stats My daily return My trade history

Your exported history

MetaTrader 5: History tab → right-click → Report → HTML or Open XML (Excel). cTrader: History → export the statement (HTML or Excel). Or any CSV with a close time and a profit column. MT4 and TradingView are on the way.

Size versus your history

Your results are applied as a % of balance, so any account size works

We replay your real days in random runs of five, so your streaks and your worst days come along. The file is read once and thrown away: we don't keep it, and we never read the name or account number in it. At least 20 trading days needed.

Win rate % Average win, in R

R = what you risk on one trade

Risk per trade % Trades a day

0.5 = one trade every two days

edge per trade

profit factor

a day, on average

Expected return % / day Volatility % / day

Challenge fee, optional

We'll work out what getting funded is likely to cost you, retries included

Billed Activation fee after passing, optional

Pro runs 10,000, for error bars about half as wide.

Nothing you type is stored: results are worked out and then forgotten. Numbers outside sensible ranges are brought back inside them. For two-phase challenges, the verification starts fresh, with new limits from day one, as it does at most firms.

Made with PropsCopilot: test any prop challenge free at propscopilot.com · https://propscopilot.com/passlab. Printed 04 Nov 2026 18:06 UTC. Analysis, not advice.